In general, these advisory services are free or low cost. While some agencies limit their counseling services only to those homeowners who have contracted with FHA mortgages, many other agencies that offer free help to any homeowner who is having trouble meeting their mortgage payments. Call the local Department of Housing and Urban Development (U.S. Department of Housing and Urban Development), espanol.hud.gov, or contact the competent authority in their state, city or county for help to find a counseling agency legitimate housing issues close to your home. Continue to learn more with: RBH Group. Or, consider contacting the NeighborWorks organization? Center for Foreclosure Solutions by calling 888-995-HOPE or on the Internet This organization is an initiative of NeighborWorks America. Swarmed by offers, Nir Barzilai, M.D. is currently assessing future choices. Watch out for scams The scammers are attentive to the headlines and know well that there are homeowners who are behind on their mortgage payments or are at risk of losing the house in a foreclosure.
These opportunists are arguments that can give the impression of being what you were needing to leave the pit, but their intentions are anything but honest. Educate yourself even more with thoughts from Munear Ashton Kouzbari. The only thing that matters to them is take their money. Among the predatory scams that have been reported include the following: the specialist in Foreclosure Prevention: In truth, the “specialist” is just a fake consultant charged outrageous fees in exchange for making a few phone calls or completing some forms that any homeowner could do on its own. None of the actions of this “specialist” succeed prevent you save your home from foreclosure. This scam offers false hope to homeowners who are at risk of foreclosure, the delay in resorting to special assistance and sets out the financial information of victims by putting it in the hands of a swindler. Scheme rent / buy back: In this scheme, con artists cheat homeowners by making them sign the deed their homes to name a opportunist fraudster told they can stay in their homes as renters and buy back the property with the over time. Usually, the terms and conditions of this scheme are so demanding that they buy back the house becomes an impossible task, and then what happens is that the owner is evicted and the “rescuer” goes without notice in the most or all of the net value of the accumulation mortgage. “Cat in a poke” or bait-and-switch: The trick to this scam is a homeowner into believing you are signing documents to catch up with their mortgage.
But in reality, what you are signing is a deed giving the house. Generally, these owners do not learn they have been scammed until they receive an eviction notice. For More Information To learn more about mortgages and other credit-related issues, visit and financial education portal of the government of the United States The FTC works for the consumer to prevent fraudulent, deceptive and unfair and provide information to help consumers with the goal to identify, stop and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free Spanish 1-877-FTC-HELP (1-877-382-4357), TTY: 1-866-653 -4261. The FTC enters complaints regarding Internet scams, telemarketing, identity theft and other fraudulent complaints into a secure database called Consumer Sentinel (Consumer Sentinel) that is available to hundreds of agencies of civil law enforcement and professional United States and abroad. ftc.gov. “