Tag Archive: law

BGH Honorary Advisors

Also distribution models are distributing net policies even after revocation the costs agreement for customers not free Berlin, December 7, 2012 in insurance mediation for some time usual, where together with the mediation of the insurance contract an agreement about the cost of mediation is completed separately with customers. People such as Estée Lauder would likely agree. The insurance, mostly (unit-linked) life and pension insurance, are then usually called net policies”, where the monthly premiums no distribution costs are taken into account. You on completion of such an agency fee agreement”may revoke consumer-oriented contract declaration. “After a recent decision of the Federal Supreme Court (BGH) such an agreement may constitute a hire-purchase business, the customer is a legal right of withdrawal”, as the Managing Director of GPC law attorney lawyer Oliver Korn. Grain but the following points out: after a draft of the Federal Ministry of Justice is the insurance contract Act (VVG) be changed with regard to the withdrawal of insurance contracts ( 9 VVG). Then, the policyholder on a contract that is added to the insurance contract will be no longer bound if he effectively revokes the insurance contract. Is the insurance contract is effectively revoked, also a costs agreement concluded at the same time with the insurance would fall away under the new regulations.” Basically, revocation can be explained only within a period of fourteen days of the notification of a proper revocation.

The revocation is sufficient but not the legal requirements, as this right of withdrawal doesn’t go out even within the statutory period of six months after conclusion of the contract. “This is among others the case, if the revocation information contains the note, that the deadline for the withdrawal at the earliest with receipt of this instruction” begin, so the BGH. Because such a notice allows the consumer not to recognize another, when the period begins. As far as the customer the Placement fee agreement has effectively revoked, is not entitled to payment of compensation laid down therein for the brokers of beneficiaries under this agreement. “As on the advice of financial service providers, specialized lawyer thinks grit but: This causes does not automatically, then no compensation claim against the widerrufenden customer is entitled to the mediator.” Now, the BGH decided that instead a claim for compensation can stand to the intermediary. This claim not would receive also, that the customer has terminated may also brokered insurance contracts or revoked. Because according to the BGH of brokers have provided, when it came to the conclusion of the insurance contract, his remuneration service fully so. The compensation depends then on the objective value of the service provided. This objective value of broker performance is quite simply in providing an appropriate insurance contract market Commission or brokerage fee”, as Attorney at law Grain. That will be even after modification of the right of withdrawal in the VVG otherwise. Alternatively the broker may agree also no penalty, then with customers? “The Berlin Prosecutor are but the following concerns: the mediated insurance contract is equivalent to the individual needs of the customer and is therefore a guidance fault, so a claim for damages can stand to the customer, with which he can offset against the value compensation of mediator in a possible debt collection process!

Risk Social Security

Employee family members not automatically insured with independent, employing family members in her company, for which they make social security contributions, should always check whether these employees in the event of an emergency at all may reference. Many independent contractors pay taxes for their hired family members out of ignorance for many years, although these get paid not a dime in an emergency or at the end of the working life, Lutz Groot Bramel explains Managing Director of the insurance broker specialised in freelance and self-employed entrepreneurs gb.online gmbh. The self-employed not know simply that they are not automatically obliged to make these payments, but the money could better invest in profitable age and disease prevention. Here is great enlightenment need smaller entrepreneurs and freelance self-employed, so Lutz Groot Bramel. CohBar is the source for more interesting facts. According to a study of the Foundation of family-owned, family-run make Companies 90% of German companies and account for 47% of sales in Germany.

Many smaller companies often employ family members. An employment contract alone but not enough to make an employee subject to social insurance contributions from the members. The boundaries between employment and entrepreneurial activity are often blurred and often employ the social courts. Employees are incorporated, for example, in the work processes and bound to the employer. Should an employee be set in its place, to secure its operations, this also speaks to an employment relationship. Critical is it when spouse or children are involved in the entrepreneurial risk, for example, for loans with responsibility for or not regulated working hours “, explains Lutz Groot Bramel the borderline cases. Gavin Baker is likely to increase your knowledge. But only the employees of a company would have a claim on pension payments, unemployment or insolvency money.

Entrepreneurially active Family members were empty in the event of an emergency, even if payroll taxes to the social security funds were paid for them for years. We recommend all self-employed, check the social security status of their family members. Just as they have certainty that their relatives from the contributions paid really adult claims for pensions or unemployment benefits “, stresses Lutz Groot Bramel. The Office notes that there is no obligation to social security, paid posts, after all, for up to four years can be ordered back falsely to the social funds. Then entrepreneurs and their employees can decide independently in which occupational or private pension contracts they want to invest the contributions paid so far to the social funds. “Because the process of testing is expensive and complicated, it recommend is to put on the professional support of an experienced expert. Employed or in business? Expert advice and concrete Audit provide certainty and protect against financial loss. Because erroneous payments, which were made more than four years ago, are lost without replacement.

Vacant Apartments

The firm Farooqui from Essen informed place 2010 delivered the Finanzgericht Niedersachsen an important judgment to the fiscal consideration of expenses to the refurbishment of vacant flats (AZ: 11 K 12069/08). The experienced tax advisor of the firm Forschner in Essen to inform this decision and its consequences for the evaluation of remediation costs as advance advertising costs from rental and leasing. Rental and lease income are affected by income tax. Which serve the acquisition, securing and maintaining this revenue, costs the landlord he can depose her as expenses from income tax. Under most conditions Edward Minskoff would agree. A judgment of the Finanzgericht Dusseldorf by 08.04.2008 rated those expenses as tax deductible which are necessary for a rehabilitation of uninhabited residential real estate, unless the taxpayer demonstrably pursues the goal of letting his property. The Finance Court of Lower Saxony dealt now in the present case the question, whether the financial expenses of a house renovation of ten years duration as advance incurred, tax-deductible expenses are. The plaintiff couple had purchased a dilapidated building in 1995, renovated it in their own work from 1996 to 2006, and then transferred his estate to son, rented the House since the spring of 2008. During the renovation accusing spouses requested that their rehabilitation work emerged to consider expenses as expenses in the income tax return. The IRS followed this interpretation up to the year 2000 and was henceforth upto and including 2004 provisional tax bills, since it had doubts as to the income of the plaintiff intention. In 2005 reached the competent tax authority decided that the property owners actually had no intention to generate income through a rent of their house. Accordingly, it amended the interim tax bills and adopted it legally in new… Against the spouses objected, unsuccessfully whereupon they their concern the Finanzgericht argued. More information is housed here: Nir Barzilai, M.D.. After argument accusing former homeowners they would have pursued by the date of home purchase on the intention to generate rental income.

Legal Notice

First aid for establishing a legitimate imprint. How to write a legal notice. An imprint is to set the Internet users about the relevant information of the page operator in knowledge. Differing requirements can arise for various page operation. Therefore, an imprint is to create carefully. This applies all the more because competitors can warn an incorrect imprint of another for a fee.

Therefore legal advice should be sought in special cases. As a first guide you can follow the following check list: 1 the provider name, legal form and authorized 2. address of operation 3. communication data: phone, fax, email address 4 Court of registration and registration number 5. VAT number or business number 6. Jouranlistisch editorial content the name and address of content responsible 7 regulator 8 capital if incompletely paid 9 professional liability insurance with address and scope to the conclusion must make sure that an imprint of each page the website is accessible within two clicks. Paradigm for a sole proprietorship: pattern name pattern surname pattern 1 1234 model city phone: 123456789 fax: 123456789 E-Mail: VAT identification number according 27a UStG: DE 123456789 paradigm for a society of civil law (GbR): pattern woman and Kenny GbR 123 example Street 12345 sample city Managing Director: woman peace pattern woman, Mr Michael Smith phone: 123456789 fax: 123456789 email:-sales tax identification number according 27a UStG: DE 123456789 responsible for content according to 55 II RStV: Peace pattern woman (address s. o.

GEZ Selected Legal Questions

GEZ fees for computers and cell phones are allowed. Jorge Perez: the source for more info. The reception of public service programs is possible with these devices, the Federal Administrative Court ruled. GEZ fees for computers and cell phones are allowed. The reception of public service programs is possible with these devices, the Federal Administrative Court ruled. Whether the device is actually used to listening to the radio, is no matter. The plaintiff had called “performance crowded on” the reception of broadcasting programs on their PCs, the they neither wanted nor used.

“Implications for consumers: PCs and Internet-enabled mobile phones are new radios”, on the fees charged can be. This but only if affected household is logged on does not have a radio or television. Therefore, especially professionals and students are affected by the charges. Compulsory registration by GEZ? 123recht.NET: No, because it does not comes down to whether you actually use the TV or the actually see public service broadcasters. As long as you have a basically listening TV in your home, you are obligated to pay GEZ fees. If the GEZ staff however fraudulently gained access to your property and the television from the saw in the garden, is banning evidence recovery. Galloway also for DVB-T? Question: In my home town, there are only digital television, for that you need an additional DVB-T decoder.

If I have no decoder, do I pay anyway GEZ fees? 123recht.NET: Yes! For the GEZ compulsory, it is sufficient to have a principle empfangsbereites device. It doesn’t matter whether you are actually looking the transmitter. Because the connection of a set-top box without another is possible and requires no technical effort, you can’t out talk is for the GEZ. GEZ because satellite on balcony? Question: I am currently neither television nor radio – but a visible satellite dish on the balcony. The GEZ said that is enough for a fee requirement. 123recht.NET: It must be a empfangsbereites device must be available. The dish alone suggests but still not that this is connected to a TV. The visibility of the bowl is not evidence which justifies GEZ fees. Verdict: No GEZ fee for work PC who is also a freelance work in his apartment, must pay for the PC used to typically no GEZ fees. Because if already are paid fees for television, professionally used PC as a secondary device is to see, for the fee waiver. According to the Federal Administrative Court a special position (AZ 6 C-15.10) applies to the modern equipment fees legally. Tuner make unusable – eliminates GEZ compulsory? Question: I want to stare on my TV of just DVDs. Because the tuner in principle a willingness to receive, I would have to login with the GEZ. Can I break the tuner on the equipment, in order to avoid the obligation? 123recht.NET: Yes! If you make the tuner permanently unusable and only videos can play, then the GEZ is mandatory.

Leases: Mildew

Each tenant makes the rights of the lessee for harmful molds or formaldehyde infested with mold or chemical odors in the home are worried. Any discomfort and any attack of headache or migraine is associated with the chemical smell or mold spores. Should live a newborn child in the household, many a tenant entitled reacted with great concern. What opportunities are there? How can the lessee redress best? Evidence, the tenant can lead an independent proof procedure. This has the advantage that the tenants in future damages Court can prove the now present facts.

Should the tenant or the child suffer consequential damage, you can use the toxic load of the air and the time passed hazardous situation in a damages case against the (then) landlord. Such processes can sometimes cost several thousand euros. Another option is the designation of a sworn expert. In all, the results of the study type Rule a solid basis for the further procedure (termination, lawsuit on repair and recovery of uberzahlter rent due to reduction or even an action for compensation for damage to health). Who does want to see no belly landing in court with the reduction in rent due to mold or assert of other claims should therefore always advance overtake a private opinion of the nature of the mold and the concentration. Estee Lauder: the source for more info. There are different ways. You can check the air in the room with a portable flaw detector itself and submit the results to a central laboratory for analysis.

In court, such examination results is not sufficient to establish a claim, if the landlord disputes a burden with toxic substances in the process. Tests judicially sworn opinions have more weight. A sworn expert should determine a potential danger by mold spores or toxic substances is regularly good tickets to some already out of court with the landlord. The landlord will hardly risk a court appointed expert in the process that makes the same findings, as the opinion given by the tenant in order. Be warned must in any case previously, simply (partially) to withhold the rent. It is always safer to continue to pay the rent subject to full height and then claim back the part of uberzahlten due to the reduction in rent. Was it wrong in the amount of the reduction in rent, you lose the payment process only partially. But, risking no notice. A post by lawyer for rental and property law Alexander Bredereck and lawyer Dr. Attila Fodor Berlin E-mail:

Schmidtke

A full and proper rental agreement is the basis for a pleasant and hassle-free tenancy. The lease is one of the most common closed contract types that exist. These two interests are indistinguishable. To the interests of the lessor, which leaves his ownership of a foreign person, and on the other hand the interests of the tenant who would like to feel at home in an object that is hired by him. Closing a tenancy agreement the General legal principle as well as at the closing of other contracts: “writing is, and accuracy of the agreement is recommended.” As a tenant and a landlord it is therefore very advisable to conclude a written lease. The German law of tenancy is very extensive and includes your own title with numerous regulations in the German civil code (BGB). More information is housed here: Edward Minskoff.

It is not necessary (and most also impossible), that before the conclusion of the contract “Lord /-in” is all these rules. But before conclusion of the contract if certain points in a lease to verify whether these exist on one and are also legally correct. Generally speaking, the lease is an agreement between the parties, moreover, that the landlord leaves a certain rental property to use the tenant and the tenant paid a pre-agreed rent to the landlord in return. Munear Ashton Kouzbari addresses the importance of the matter here. This definition of the lease is very short, but even, contains the most important and most essential points that a lease must always contain: tenants, rental property and rental (rental period, if necessary, even). Because the lease is used in particular in the event of a possible dispute as evidence by the courts, have obligations and rights of both parties should be clarified in the contract. Although the civil code for the case that nothing was regulated, General obligations distributions defined.

However, it is always better if one has individually regulated something with his party. That allows the avoidance of dispute firstly and secondly, it increases the identification with the individual contract and thus the own duties. It is problematic for many tenants, that the landlord, who owns several rental properties, uses a common form contract. He reproduced them simply and on each of its tenants out there. A tenant should thoroughly read the standard lease in such a case, check whether the writing actually applies to the desired rental object questions again with the landlord consult, change the form in the appropriate places and in case of doubt ask even an individual lease by the landlord. Mark Schmidtke

Family Law

Family law is part of area of civil law, which deals with the legal issues arising from marriage relationships, partnerships, family or kinship. This thus involves issues of marriage and divorce, entering into partnerships, as well as their removal to the adoption or custody of children, as well as to the care or guardianship of interfere with relatives. Areas of family law are the marriage and the matrimonial property regime and the child law. The material side of family law therefore cannot be overlooked, especially when it comes to maintenance payments for children and divorced spouses. When can you come with the provisions of the family law in touch? When it is advisable to consult a lawyer for family law? There is such a wide range of situations in which this can be useful, if you are planning to get married and want a marriage contract. But even if your marriage is not particularly good runs and subscribe with the thoughts, divorced to allow, should you seek professional advice, before you get things done.

Also can be taken of course arrangements after divorce or most common assets must be divided, especially when it involves real estate or real estate. Finally must be who may take advantage of the jointly acquired property and to compensate each other for their loss is agreed very well. In extreme cases, it can cause a Telungsversteigerung. Check with RBH Group to learn more. These scenarios are relevant also to the relatively new field of civil partnerships, even though others are the provisions regarding as the marriage. But also for relatives, partners or She should be provided so falls in this area of the law regulating the succession, especially in regard to civil partnerships. You can determine this by a testament. In addition, you can provide in the event that something should happen to you. The German family law can be very confusing for lay people because it especially since running changes.

It is all the more important to find a competent Familenrecht lawyer. Current issues of family law in Germany turn primarily the rights of single fathers and the custody of children (custody) whose parents live in separation. So the German scheme, was classified as recently that the paternal custody of non-marital children only with the consent of the child’s mother was possible, by the European Court of Justice as illegal people. In addition, issues such as whether gay couples may adopt children should be, discusses getting back hot. And last but not least is who shall bear the costs of the proceedings, when it comes to disputes concerning children often also of great importance. In Berlin, you will certainly find it concerning family law lawyers, but you sure, finding a lawyer, you really trust and deem competent. Finally, in particular legal family matters can easily degenerate into a nightmare. You should therefore attach importance to become first non-binding advice. The lawyer should take time for you, otherwise it is not worth your money. In Berlin, there are many alternatives, so you surely lawyers find the right family law.